Strategies

We can provide our clients with access to an extensive range of products and strategies designed to best meet their individual needs.

Wealth Creation

Put simply there is no such thing as "get rich quick".  Wealth takes time to accumulate and generally if it sounds too good to be true it usually is.  At Metro Midlands Financial Planners, we practice what we preach and would never suggest that you do something that we would not.

We believe in the following principals:

  • Reduce non deductible debt (mortgage, credit card etc) as quickly as possible
  • Live within your means
  • Utilise deductible debt as effectively as possible
  • Invest tax efficiently
  • Never capitalise interest
  • Diversify your investments
  • Ensure that your cashflow suits your budget
  • You determine when to sell your investments, not the market
  • Don’t spend more than you earn.

These are all pretty simple strategies but putting them into practice is where people can often fail.

Wealth Creation is a long term strategy and we can assist you in determining the appropriate path for you.

We believe that while you do not need to be wealthy to invest, you do need to invest to become wealthy.  

Superannuation

Superannuation is a tax effective trust that will hold your money until you retire.

There are many misconceptions surrounding superannuation and ultimately your return will depend on the investments that your fund holds. Mistakes can be costly if professional advice is not sought and there are significant strategies that can be used to make the most of your superannuation, many of which you may not be aware of.

It is imperative that you do not leave your retirement savings to chance, and seek advice early.

Retirement Planning Strategies

Cash flow is the biggest issue surrounding retirement. Once you retire the ability to earn income has ceased and you need to ensure that appropriate strategies are in place to provide for your needs. What you estimate you can live on today may not be enough when you actually retire, especially if you have not taken inflation into consideration.

Remember, everyone’s situation and income requirements are different, so it is important to find the strategies that are right for you.

Personal Insurance

We would all like to live in a world where accidents and trauma just didn’t happen. Unfortunately this is not the case and while most of us protect our physical assets (home, contents, car etc.), our most valuable asset is the ability to provide for our loved ones.

How would your family manage if you could not work due to an accident or illness, or worse still you passed away? No strategy for your future should be put in place without adequate insurance cover.

You would not build a home without a solid foundation and we believe you should not build your wealth without protecting it.

The information provided on this webpage is intended to provide general information only and the information has been prepared without taking into account any particular person's objectives, financial situation or needs.  Before acting on such information, you should consider the appropriateness of the information having regard to your personal objectives, financial situation or needs.

Contact our office today to discuss how we can help you to grow your financial future