Website Terms & Conditions

General Advice Warning

The information provided on this website is intended to provide general information only and the information has been prepared without taking into account any particular person's objectives, financial situation or needs.  Before acting on such information, you should consider the appropriateness of the information having regard to your personal objectives, financial situation or needs.  In particular, you should obtain professional advice before acting on the information contained on this website and review the relevant Product Disclosure Statement (PDS).  Relevant PDS's can be obtained by contacting us.  No representation or warranty is made to the accuracy, completeness or reliability of any estimates, opinions, conclusions or other information contained on this website.  This website may contain certain forward-looking statements.  Forward-looking statements are not guarantees of future performance and involve known and unknown risks, uncertainties and other factors, many of which are beyond our control.  You should not place reliance on forward-looking statements.  To the maximum extent permitted by law, we and Matrix Planning Solutions Limited disclaims all liability and responsibility for any direct or indirect loss or damage which may be suffered as a result of relying on anything on this website including any forward-looking statements.  Past performance is not an indication of future performance.

The partnership of JJ Lain Pty Ltd ACN: 168 042 822 and Wave Bay (WA) Pty Ltd ACN: 119 948 864, together, trading as Metro Midlands Financial Planners ABN: 26 017 828 560, is a Corporate Authorised Representative (CAR No 305382) of Matrix Planning Solutions Limited ABN: 45 087 470 200, AFSL & ACL 238256.

Privacy Policy

We respect your privacy and are committed to ensure that any Personal Information we collect about you is handled in accordance with the provisions of the Privacy Act 1988 and the Australian Privacy Principles and any other applicable privacy related laws.  Further information on how we handle your personal information is explained in our Matrix Privacy Policy which can be accessed here Privacy

Website Content

The materials displayed on this site including without limitation all information, text, materials, graphics, software, advertisements, names, logos and trademarks (if any) on this site (Content) are protected by copyright, trademark and other intellectual property laws unless expressly indicated otherwise.  You may not modify, copy, reproduce, republish, frame, upload to a third party, post, transmit or distribute this content in any way except as expressly authorised in writing by us or Matrix Planning Solutions Limited.  You may view this site using your web browser and save an electronic copy, or print out a copy, of parts of this website solely for your own information, research or study, but only if you keep all content intact and in the same form as presented on this site (including without limitation all copyright, trademark and other proprietary notices and all advertisements).  You may not use this site or the information on this site in any manner or for any purpose which is unlawful or in any manner which violates any of our rights or the rights of Matrix Planning Solutions Limited.

Advertising & Links to Other Websites

This site contains links to third party sites.  These linked websites are not under our control or the control of Matrix Planning Solutions Limited (Matrix) and neither we nor Matrix is responsible for the content of any linked website or any hyperlink contained in a linked website.  Matrix provides these hyperlinks to you as convenience only and the inclusion of any link does not imply any endorsement of the linked website by us or Matrix.  A link made to any such website is entirely at your own risk.

The information provided on this website is provided for Australian residents only, and where indicated, may be limited to specific states and territories of Australia.  The law applicable to Western Australia will apply to this website unless other states or territories are expressly provided.

Contact our office today to discuss how we can help you to grow your financial future